Short Term and Instalment Loans

What is a Quick or Instant Payday Loan? Typically, it is a short term loan that is repaid, including interest charges, when you are next paid your monthly salary. When an unforeseen expense suddenly comes to light you may need an instant payday loan. One moment you think you have your books balanced and bills paid but then your car breaks down unexpectedly. What then? Where are you going to find the extra funds? Fortunately, The Quick Loan Shop Ltd is here to help you to bridge that gap and get you back on track. We are short-term and instalment payday lenders with no hidden costs whatsoever; that’s right, we are here to help and ensure our loans are the most affordable.

Eligibility for short term loans is easier to achieve than you may think so why not apply for yours with us today?

Our instant loans are for when the unplanned and unexpected occurs. A surprise bill or forgotten cost can happen to anyone at any time. The Quick Loan Shop makes finding your emergency funding even easier. The process is simple and gives you access to money quickly. Just apply online by completing our application form and once approved we will send you an email and your short term or instalment loan will be in your account within 24 hours - indeed once approved, we will issue your funds within 15 minutes. Application is completely free and only takes a few minutes to complete. From small amounts such as £100 to larger totals such as £2000, our unsecured personal loans can be borrowed with no hidden costs nor any additional fees.

New Payday Lender - 31 day loans

As one of the most reputable new Instant Payday Lenders in the UK we are members of the CCTA and regulated by the FCA to ensure that you can be assured that we are always clear and transparent with our policy; we always indicate the total amount repayable and the deadline for your payments. We appreciate that APR percentages can appear to be high, however this is not really the case and often, Small Loans in England & Wales, are cheaper than traditional Bank Overdraft facilities. Here we aim to make these more understandable for you. With an APR of 1269.7 % (per year), a typical example shows that if you lend £200 until your next salary day, the total repayable cost is £248, an interest rate of 292% (per annum) with an interest of £48 or just 0.8% per day. The cash advances that we provide are direct from us if your Application is approved by us. As a UK lender we only offer our Quick Loans to customers who live and work in the UK and who have a UK registered bank account. You must be over 18 years old, but you do not have to be a home owner or have a very good credit rating; we do accept bad credit ratings and CCJ's providing we are satisfied that you can repay your loan without incurring any undue hardship.  

Instalment and Short Term Loans from 3 months to 12 months.

We also offer FlexiEase Loans, these are instalment loans which you can repay over 3 month, 6 months or 12 months. We operate 100% online, with all applications completed and accepted via a safe and secure form. Our online account allows customers to manage their quick payday loans any time of the day. Once your payday approaches, payments are made by you to us and the full amount including the money lent and interest should be repaid directly to us - please note that we do not operate a Continuous Payment Scheme and we do not remove monies from your account under any circumstances; the onus is upon you to repay your loan. In some rare and specialised cases we can offer extensions when payday loan agreements cannot be met. Please remember additional charges will occur and an extension should only be considered in exceptional circumstances, all efforts should be made to repay your payday or instalment loan within the designated time.

'Quick' or Instant Payday Loans - (Quick because we process your Application efficiently and quickly)

Our 'Quick' Loans or 'Instant Payday Loans' are attractive due to the speed in which we process your application. If approved, you will receive your funds 'instantly' or 'quickly' because we use the Faster Payments system - all at no charge to you!

As part of the Consumer Credit Trade Association The Quick Loan Shop is committed to providing good practice and a truthful trustworthy service. We always stick to advisory guidelines as published in the ‘Good Practice Customer Charter’ and offer advice and information about our cash advance services. We believe in making customers aware of independent organisations such as, Citizens Advice, Consumer Credit Counselling Service and National Debtline. Our dedicated customer care team are always here to help so if you need the services of an honest UK short term lender, then apply with us online now.