Learn about Payday Loans and how they can help you 

To apply now, please go to: APPLY HERE (30 day loan) or APPLY HERE (Instalment loan)

Learn about payday loans and how they can help you. 

The convenience of this type of loan is key to their appeal; fast to obtain, they allow Borrowers to make ‘instant’ decisions as to whether they require extra cash for a given purpose and are able to realise that need quickly.

For example: You may be out shopping and realise that there is something you need but you are short of funds. Where do you go? Credit Cards can be very expensive, Bank Account Overdrafts that are unauthorised especially so.

To be able to visit a Payday Loan Lenders website on your Mobile and complete a thorough yet efficient Application that results in cash in your account within the hour is the niche that Short Term Loans fill and, in so doing, provide a service that helps thousands of Borrowers every day. 

Same Day Payday Loans delivered to your Bank Account

Here at The Quick Loan Shop Ltd we can guarantee that all loans that we provide are delivered on the same day as your Approval to your Bank Account. 

We use the Faster Payments programme to ensure that our promise of speedy delivery can be met. In the UK, Banks are very quick and near-instant with their cash movements from one account to another. As such, the emphasis is rather upon how fast we can process your Application and get it approved by our Underwriter. 

The Decision Engine software that TQLS uses is bespoke and unique, improved over our many years of trading and fine-tuned from experience. When we make a promise or guarantee, we know that we can keep it - or your loan from us is completely free! 

In fact, if we cannot deliver upon our Same Day Payday Loan promise, we will not only not charge you any interest on the loan, but we will give you the whole loan at no cost to you whatsoever. A bold guarantee. What have you got to lose? Nothing. 

The Growth of Payday Loans in the UK

The Payday Loans UK Market has grown quite considerably in the last decade since the famous Wonga loan and witnessed the birth of the Financial Conduct Authority as Regulator of the HTSTC sector from the ashes of the former Office of Fair Trading.

Tighter regulation has made the Payday Industry far stronger, more Customer-orientated and allowed for the delivery of better-value loans. Another direct effect of the FCA-inspired changes to the industry is that many Lenders focus more - or entirely – upon longer term instalment loans from 3 to 12 months. This is an evolved service that has proven benefits to the Borrower.

We too have evolved. Whilst we still offer Payday Loans directly to the UK Consumer Credit Market, we also offer 3 to 12 month instalment loans. Indeed, our 3 month payday loan has proved popular with our Customers. These are still available in an ‘instant’ and delivered on the same day with only your repayment process being lengthened. 

Be Responsible with your Borrowing

We cannot reiterate this enough: do not borrow what you cannot afford to repay. Too many people get caught in a cycle of revolving credit whereby loans are used to repay loans; this is very damaging and can and often does result in bankruptcy, the loss of material possessions, even one’s home.

As a Payday Loan Company, we will carefully assess your ability to repay any loan request made via our Application Form and ensure that no-one can take a loan that they cannot afford to repay.

How can we help you? Please go to: The Quick Loan Shop Ltd Homepage