Privacy Policy

TheQuickLoanShopLtd is committed to preserving and respecting the privacy of all our customers.

The Quick Loan Shop Ltd, a company incorporated in England and Wales with Company No. 08046177 adheres to the Data Protection Act 1998. (Registration No. Z3251194).

PRIVACY & DATA COLLECTION

This privacy policy only applies to the collection of your personal information by us and those we authorize. It does not cover any third party websites to which we may provide links from time to time.

We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.

INFORMATION WE COLLECT

We may collect and use the following data about you: When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

  1. Personal Information You Choose to Provide
  2. Registration Information
  3. When you register for any of our products, services or newsletters you will provide us information about yourself.
  4. Email Information

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

HOW WE USE YOUR INFORMATION

We use information held about you for the following purposes: To administer our business activities, (acting as either Lender or Broker) including to carry out our obligations arising from any contracts entered into between you and us, to provide information, products and services you request, to process payments, to monitor the use of our website and service, to improve our content and service offerings, and customize our website's content, layout and services. To make or allow others to make lending decisions and for the purposes of identity verification, credit checking, fraud prevention and debt collection, we will not provide your details to any Third Party or organization not directly required to complete your loan approval or who will not review your Application themselves with a view to securing a loan in line with your Application.

All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

WHO WILL WE GIVE YOUR INFORMATION TO

  • As part of your Application Process we review your request for a loan to be funded directly by ourselves or we act as a Broker on your behalf in the event we cannot fund your loan. As such, when you agree to our Terms and Conditions whereby we act as Lender or Broker, we may give your information to carefully selected 3rd Parties (exclusively Financial Services Companies specifically relevant to your Application such as Lenders or Brokers who will try to fund your loan Application directly or via their own Financial Services Affiliate Network) so that they can contact you  - via Telephone, SMS, Automated Voice Messaging, Post and or Email about products and services that may be of interest to you*; credit reference and fraud prevention agencies; people or companies that who provide a service to us or act on our behalf, on the understanding that they will keep the information confidential. If they are located in another country (which may be outside of the European Economic Area) we will make sure that they agree to apply the same levels of protection as we are required to apply to information held in the UK and to use your information only for the purpose of providing a service to us or yourself;
  • Any 3rd Party who introduced you to us so that they can contact you and for their own accounting and administration purposes and;
  • Anyone to whom we transfer or may transfer our rights and duties under this Agreement.
  • We may also give out information about you if we have a duty to do so or if the law requires or allows us to do so.
  • If you have agreed to our Terms and Conditions but later decide that your wish to change your consent, please email or telephone us informing us of your change and we will ensure that your details are not used in this way.

*This may also include that in the event that your loan application with us is declined, we may offer your application to other Licensed Lenders/Financial Services Companies to try and secure a loan for you. This is a condition of your Application and will be a contract between us should you agree to our Terms and Conditions pursuant to your Application. In the event that you are contacted by another Lender/ Financial Services Company, please be sure to read their Terms and Conditions and make yourself aware of their Representative APR rate and any fee’s associated with any offer’s that they may provide.

HOW WE USE IP ADDRESSES & COOKIES

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.

We also use cookies along with web analytic tools to see how our website is used and help us to improve our website and to provide a better and more personalized service. Cookies are pieces of data created when you visit a website and are stored in the cookies directory of your computer. The use of cookies does not give us access to your computer and they cannot be used to identify an individual user.

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our website.

Fraud Prevention: If false or inaccurate information is provided, including in relation to a person’s identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organizations may also access and use this information to prevent fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy.

YOUR RIGHTS

You can exercise your rights to Privacy at any time by contacting us at Admin@TheQuickLoanShop.co.uk. Following your written email request, we will remove all your details from our Database within 24 hours.

ACCESS TO INFORMATION

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

POLICY MODIFICATIONS

We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

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